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2004 Kia Optima Cost Of Ownership

If you buy a used Sedan, you should expect to pay more than the usual retail pricing or a private-party price. The total cost of ownership of a 2004 Kia Optima has other costs in addition to financing costs. These 2004 Kia Optima ownership costs include insurance, depreciation, operating costs like fuel, maintenance and repair, and state registration fees. Select one of the options below to continue researching the subject.

2004 Optima Ownership Costs

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Value:	Poor
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	YEAR 1	YEAR 2	YEAR 3	YEAR 4	YEAR 5	5 YR TOTAL
Depreciation	$4,281	$2,155	$1,861	$1,896	$1,830	$12,023
Financing	$786	$629	$463	$288	$104	$2,270
Insurance	$1,930	$1,930	$1,930	$1,930	$1,930	$9,650
State Fees	$108	$80	$75	$68	$67	$398
Fuel	$922	$945	$969	$993	$1,018	$4,847
Maintenance	$37	$73	$335	$596	$691	$1,732
Repairs	N/A	N/A	N/A	N/A	$123	$123
Cost Per Year	$8,064	$5,812	$5,633	$5,771	$5,763	$31,043
Hybrid Tax Credit						N/A
5-Year Cost of Similar Vehicles						$28,052
Difference						-$2,991
Value Rating						Poor